Town & Country Properties ~
1695 East Main Quincy, CA
(530) 283-3386
View these beautiful home through Town & Country Properties!
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Provided by the National Association of Realtors®, www.realtor.org Raising the Stakes to Reduce Whose Risk? Some creditworthy borrowers may not be able to obtain mortgages, if Wells Fargo & Co. gets its way. The nation’ s largest mortgage lender is asking U.S. regulators to set a down payment standard of 30 percent for loans that would be exempt from a risk-retention requirement. Banks would have to retain 5 percent of any loans with down payments of less than 30 percent if those loans are securitized. To put this in perspective, a 20 percent down payment on a $300,000 home is $60,000. At a level of 30 percent, a borrower would need to produce $90,000. Banks could still make loans to borrowers with less than 30 percent down, but borrowers with lower down payments would ultimately receive higher interest rates for loans that would be perceived as more risky. ======================= • Taking advantage… According to the 2010 NAR Profile of Home Buyers and Sellers, the typical recent home buyer made an 8 percent down payment. Talk to a Realtor® about how increasing down payment requirements could affect home buyers in your area. ======================= Home Ownership: The Right Move According to the results of an NAR survey conducted by Harris Interactive, a substantial majority of home owners as well as renters agree that owning a home is a smart long-term decision. In fact, 95 percent of owners and 72 percent of renters believe that over a period of several years, it makes more sense to own a home. Of those home owners surveyed, 93 percent are happy with their decision to own, and would buy again. ====================== Facts courtesy National Association of Realtors®, www.realtor.org.The National Association of REALTORS®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.1 million members involved in all aspects of the residential and commercial real estate industries. Does It Cost Less to Live in Rural Areas? It costs about 16 percent less, on average, to live in rural rather than in urban areas. This implies that the official poverty rate overstates rural economic hardship compared with that in urban areas. This study uses data on food insecurity and hunger collected by the Census Bureau for USDA to estimate differences in the cost of living between rural and urban areas and is reflective of the 2000 census. For more information contact Mark Nord at marknord@ers.usda.gov. Source: Rural Sociology Volume 65, Number 1 March 2000, Bellingham,WA: Rural Sociological Society, Mark Nord In November, the National Association of Real Estate reported that average interest rates for long-term mortgages had risen for the first time in two months according to the U.S. Federal Home Loan Mortgage Corp. For the week ending Nov. 18, the average interest rate for 30-year fixed-rate contracts climbed off a record low of 4.17 percent to 4.39 percent with 0.9 points, while average interest rates for 15-year contracts rose from 3.57 percent to 3.76 percent with 0.7 points. Rates for 15-year fixed-rate mortgages a year before stood at 4.32 percent. Rates for 30-year mortgages a year before averaged 4.83 percent. Freddie Mac Vice President and Chief Economist Frank Nothaft said rates rose along with October’s retail sales report, which showed gains twice what economists had predicted. “The housing market is showing some potential gains as well,” he said, with builder confidence rising in November to the strongest level since June.  Eric Carl Adamson, real estate at lake almanor, Coldwell Banker Kehr O'Brien Real Estate This Lake Almanor Native is Ready To Show You The Area’s Best! Call Eric’s office at 530-259-4801 or his cell at 530-258-6341. He works on the beautiful West Shore of Lake Almanor in the Coldwell Banker Kehr O’Brien Real Estate Office near the golf course. He knows the entire area well and looks forward to meeting you. Visit Nora Bishop to discover exclusive Susanville area listings! Call Nora’s office at (530) 257-6994 or cell at (530) 310-9724 [ Contact Donna and Larry Smith at Smith Properties for your next Susanville area home or property! Call today at (530) 257-2441
Let DW Real Estate find you the property you’ve always wanted! Give Holly Hill-Young and Dawn Wetzel a call at (530) 252-4663 or (530) 260-3128.
Expect the best from Arlie Holland in local real estate! Call her office today at (530) 596-3303 or her cell at (530) 228-0518
Odette Swift, Broker at Realty World Lassen Land Real Estate in Susanville can be reached at 530-257-7727 or on her cell at 530-310-0727  Eileen | Mountain Valley Living Magazine Train Buffs, Hikers and Bikers will love this secluded spot! Buzzards Roost Graeagle/Portola This beautiful area will captivate you throughout the four seasons, fresh, clean, beautifully remodeled cabins. A landing bridge through the pines leads to the Buzzard’s Roost. 2nd level overlooking the Feather River. Full kitchen, bat, 1 flat screen TVs, Satellite, gas bbq, Fire Ring access with firewood. Sleeps 2 – 5. Hiking trails near cabin. Bicycle trails near cabin. Cross country skiing near cabin, fishing near cabin, watch the trains from your deck. Call 530-249-9159
The Tina Cordoba Team! Explore the possibilities with the well know pioneer! many improvements have been made from the apartments tot he bar. HUGE dance floor, stage and all the equipment and space needed to run a restaurant. basement provides for all storage needed. 4 apartments upstairs have been completely remodeled and produce excellent monthly rents. A barber shop rents the attached building Find some of California’s best buys on real estate. With Lassen County properties offering mountain and high desert terrains. Beautiful mountains surround property for sale. Lakes and streams are nearby. Near Reno, near tahoe, near Lake Almanor,  Lassen County is surrounded by lakes and sreams  Robbers Creek in Lassen County Find beautiful mountain property in Lassen County at ShopNorCal.com. Eagle Lake fishing, nearby hunting and outdoor recreation galore, explore Lassen County Real Estate near Susanville, CA. Find a realtor® at shopnorcal.com or mountainvalleyliving.com. Meet your new real estate agent at shopnorcal.com. Near Susanville, near Reno, near hunting, fishing and four wheel fun, buy property in Lassen County. Own a piece of the high desert in Doyle. Browse our realtors’® websites to find properties in Lassen county, Westwood, Doyle, Milford, Eagle Lake and other beautiful areas of Northeastern CA.  Jean Loosemore: Bank Of America 2010  Nora Bishop Century 21/Cottage Realty 2010  Jay Sabelman Lake Almanor/ Chester Realtor
 susanville real estate, hunt, fish ca, lassen county, near Reno, near eagle lake By Eileen Majors It seems that staging homes for sale still seems to be working even in today’s real estate market according to a study published by the Real Estate Staging Association. On vacant homes, a 2007 study showed that a home spent 68% less time on the market when staged. The same study of 2008 showed that staged homes spent 85% less time on the market meaning the same tricks are still working. We took a look back at some of the tips provided by local home stager, Naomi Turner, of Room by Room Interiors and from the home staging industry. We found everything from the importance of curb appeal and the first look inside the front door to extensive cleaning instructions. All stagers seem to agree on the ultimate importance of removing clutter and personal items from the home such as family photos. It is important to allow the potential buyer the opportunity to picture their own things in the house. Clutter can also make a room look small as can having too much furniture in a room. Cleaning is another huge component of home staging as professionals recommend scrubbing baseboards, vacuuming corners, polishing chrome fixtures, dusting ceiling fans and cleaning windows. Sweeping porches, raking debris and trimming up the garden can also provide big pay offs for little or no cost. Whether you are interested in hiring a professional to stage your home or in obtaining a consultation describing the specific things you can do to make your home show better and potentially sell faster, there are local companies to help like Room By Room Interiors of Susanville. Sources: Room By Room Interiors – Naomi Turner: 530- 310-3496, www.roombyroominteriors.net, Real Estate Staging Association. ALSO ON THE WEST SHORE….. Lake Almanor, CA Campgrounds and a free boat launch are also located just down the road from Camp Prattville. These campgrounds are within walking distance to the lake, and the west shore’s paved trail system runs right through the place. Plumas Pines Resort, located about a half mile away, offers horseback riding, two stores, fuel, lodging and boat and SeaDoo rentals, as well as dining and a cocktail lounge. Live music is featured on the weekends in this lake front resort. Panoramic lake views from giant windows indoors to a nice patio overlooking the lake make it a spectacular stop. Hosts Grant and Todd Geer are two brothers who enjoy serving the crowds of summer. The quiet shores of the west shore draw large crowds for the night life at Plumas Pines where these two brothers run the show. One popular Sacramento rock band calls this resort their mountain home away from home. Nothin’ Personal is considered the house band and you will find them performing on summer holiday weekends including their annual three night engagement over the 4th of July. To describe the band, I would have to say the vocals by lead singer Katina Whalen parallel such greats as Janis Joplin and Stevie Nicks, yet Katina has a definite style of her own that keeps crowds coming back. The musical performances of Glen Whalen on lead guitar are reminiscent of the late, great Stevie Ray Vaughn. The passion and talent in this group of musicians provides some rockin’ entertainment. They appear from 9 pm to 1 am. Horseback riding is available throughout the day with hour and hour and a half rides available. The stables are located just across the road from Plumas Pines marina and RV park on Almanor Drive West from Memorial Day to Labor Day. Pony rides are available for younger kids just before each scheduled ride. Find more information at 530-259-5170. Boat rentals on the west shore include fishing boats, pontoon boats for family fun and ski boats to accommodate skiers and wakeboarders from Majors’ Outpost. They have some really nice boats, some with wakeboard booms and with all their ski boat rentals, they include all the toys like big tubes, kneeboards, skis and wakeboards. They also offer wet suits just in case but Almanor is a lake that gets pretty warm in the peak of summer. Joe Majors manages the place with his brother John Stewart also taking on a leading role in the family business they grew up in for more than 20 years. They offer late model SeaDoo watercraft and if you rent one for three hours, they are once again throwing in that 4th hour free. |
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