Foreclosure Avoidance Counseling

HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home.

If you need help understanding the Making Home Affordable programs, you can contact a counseling agency in your area that will provide you with free foreclosure prevention services. If you are eligible for the loan modification or refinance program, the counselor will work with you to compile an intake package for your servicer.

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorksB. America. There is no need to pay a private company for these services.

Help for Unemployed Homeowners

By July 1, all mortgage servicers participating in the Making Home Affordable Program will offer extra help for homeowners struggling to make their monthly mortgage payments because of unemployment. The Unemployment Program will offer homeowners a forbearance period to temporarily reduce or suspend their monthly mortgage payments while they seek re-employment.

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If you are delinquent on your loan payments and need immediate assistance call 1-888-995-HOPE (4673)

Nearby offices include:

URITON SOLUTIONS
P: 866-697-7980
7515 Ramada Place
1074 Ease Avenue Ste A-2
Chico, California 95926

COMMUNITY HOUSING IMPROVEMENT PROGRAM (CHIP) - COMM. HSG & CREDIT COUNSELING CTR
530-891-4124
or 888-423-6333
1001 Willow Street
Chico, California 95928

CONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN NEVADA
775-337-6363
or 800-451-4505
3100 Mill Street Ste. 111
Reno, Nevada 89502

NEVADA LEGAL SERVICES, INC.
775-284-3491
650 Tahoe Street
Reno, Nevada 89509	

WASHOE COUNTY DEPT OF SENIOR SERVICES - SENIOR LAW PROJECT
775-328-2592
1155 E Ninth St
Reno, Nevada 89512-2827

NEVADA LEGAL SERVICES, INC.
800-323-8666
216 N. Pratt Ave.
Carson City, Nevada 89701

Visit your Local AXIA Mortgage Company